Investments

Inflation Calculator

ద్రవ్యోల్బణం కాలిక్యులేటర్

What money from a past year is worth today, by the Cost Inflation Index, and what things will cost in future.

Pick a question, enter the amount ప్రశ్న, మొత్తం

Find ఏం కావాలి

1 lakh rupees

Financial years (April to March), by the Cost Inflation Index: 2001-02 = 100, 2026-27 = 384. Years before 2001-02 are not in the index.

Your result ఫలితం

Worth in 2026-27 ఆ ఏడాది విలువ

₹3,84,000

3.84 lakh rupees in 2026-27 money

In 2001-02 26% Added by inflation 74%
In 2001-02మీ మొత్తం
₹1,00,000
Added by inflationపెరిగిన ధర
₹2,84,000
Average inflationసగటు ద్రవ్యోల్బణం
5.53% a year over 25 years
Prices roseధరల పెరుగుదల
284% (3.84 times)
Cost Inflation Indexసీఐఐ
100 → 384

Year by year ఏడాదివారీగా

₹1,00,000 of 2001-02 in each year's money
  • In 2001-02
  • Added by inflation
₹0₹1L₹2L₹3L₹4L02-0304-0506-0708-0910-1112-1314-1516-1718-1920-2122-2324-2526-27

Use the left and right arrow keys to read each year; the table below lists every value.

Show the year-by-year table
₹1,00,000 of 2001-02 carried forward by the Cost Inflation Index
YearCIIWorthRise that year
2001-02100₹1,00,000–
2002-03105₹1,05,0005%
2003-04109₹1,09,0003.81%
2004-05113₹1,13,0003.67%
2005-06117₹1,17,0003.54%
2006-07122₹1,22,0004.27%
2007-08129₹1,29,0005.74%
2008-09137₹1,37,0006.2%
2009-10148₹1,48,0008.03%
2010-11167₹1,67,00012.84%
2011-12184₹1,84,00010.18%
2012-13200₹2,00,0008.7%
2013-14220₹2,20,00010%
2014-15240₹2,40,0009.09%
2015-16254₹2,54,0005.83%
2016-17264₹2,64,0003.94%
2017-18272₹2,72,0003.03%
2018-19280₹2,80,0002.94%
2019-20289₹2,89,0003.21%
2020-21301₹3,01,0004.15%
2021-22317₹3,17,0005.32%
2022-23331₹3,31,0004.42%
2023-24348₹3,48,0005.14%
2024-25363₹3,63,0004.31%
2025-26376₹3,76,0003.58%
2026-27384₹3,84,0002.13%

How inflation is worked out

For the past, the calculator uses the Cost Inflation Index (CII) that the Central Board of Direct Taxes notifies every year for capital gains, with 2001-02 = 100. An amount from one year, in another year's money:

worth = amount × CII(later year) ÷ CII(earlier year)

The average yearly inflation over those T years:

(CII(later) ÷ CII(earlier)) 1 ÷ T − 1

For the future, at an assumed yearly inflation i (6% = 0.06) for T years:

future cost = cost × (1 + i) T

And what an amount will buy then, at today's prices:

buying power = amount ÷ (1 + i) T

Example: ₹1,00,000 in 2001-02 is worth ₹3,84,000 in 2026-27 (384 ÷ 100), an average of 5.53% a year. From 2010-11 it is ₹2,29,940, 5.34% a year. Looking ahead, what costs ₹1,00,000 today will cost ₹1,79,085 in 10 years at 6%, and ₹1,00,000 kept as cash will then buy only ₹55,839 worth of today's goods.

Cost Inflation Index, 2001-02 to 2026-27

Financial year CII ₹1 lakh then is worth in 2026-27
2026-27 384 ₹1,00,000
2025-26 376 ₹1,02,128
2024-25 363 ₹1,05,785
2023-24 348 ₹1,10,345
2022-23 331 ₹1,16,012
2021-22 317 ₹1,21,136
2020-21 301 ₹1,27,575
2019-20 289 ₹1,32,872
2018-19 280 ₹1,37,143
2017-18 272 ₹1,41,176
2016-17 264 ₹1,45,455
2015-16 254 ₹1,51,181
2014-15 240 ₹1,60,000
2013-14 220 ₹1,74,545
2012-13 200 ₹1,92,000
2011-12 184 ₹2,08,696
2010-11 167 ₹2,29,940
2009-10 148 ₹2,59,459
2008-09 137 ₹2,80,292
2007-08 129 ₹2,97,674
2006-07 122 ₹3,14,754
2005-06 117 ₹3,28,205
2004-05 113 ₹3,39,823
2003-04 109 ₹3,52,294
2002-03 105 ₹3,65,714
2001-02 100 ₹3,84,000

Source: Income Tax Department; 2026-27 by CBDT Notification 85/2026 (S.O. 3889(E)), 15 July 2026.

Good to know

  • By law the CII follows about three-quarters of the rise in consumer prices (CPI, urban), so shop prices, school fees and hospital bills have usually risen faster than it shows.
  • The index starts in 2001-02: older years are out of range. For property bought before 1 April 2001, tax law lets you use its fair market value on that date as the cost.
  • Rule of 70: divide 70 by the inflation rate to see roughly how many years prices take to double (about 12 years at 6%).
  • Savings beat inflation only if they earn more than it after tax: a 7% deposit taxed at 30% earns 4.9%, below 6% inflation.

Questions

What is the Cost Inflation Index used for?

Indexation: raising what you paid for land, a building or other long-term assets by the CII, so that only the real gain is taxed. Since 23 July 2024 it matters mainly for land and buildings bought before that date: resident individuals and HUFs can pay 20% tax with indexation or 12.5% without, whichever is lower.

When is the next index notified?

The CBDT usually notifies the index for a financial year early in that year, between April and July. 2026-27 is the latest one (384); this page is updated when the next is out.

Which inflation rate should I assume for the future?

6% a year is a fair long-run guess for everyday costs in India. For a child's education or medical costs, try 8% to 10%, as they have tended to rise faster.

What next? తర్వాత ఏం చూడాలి

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Results are estimates for planning, at the rates you enter. Check exact figures with your bank, fund house or tax adviser before you decide.

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