Savings & deposits
PPF Calculator
పీపీఎఫ్ కాలిక్యులేటర్
Public Provident Fund maturity for 15 years or longer, with yearly deposits.
Your result ఫలితం
Maturity value మెచ్యూరిటీ మొత్తం
40.68 lakh rupees
- Investedపెట్టిన మొత్తం
- ₹22,50,000
- Interestవడ్డీ
- ₹18,18,209
PPF interest and the maturity amount are tax-free. The account matures after 15 years and can be extended in blocks of 5.
Year by year ఏడాదివారీగా
- Invested
- Interest
Use the left and right arrow keys to read each year; the table below lists every value.
Show the year-by-year table
| Year | Invested | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹3,00,000 | ₹32,706 | ₹3,32,706 |
| 3 | ₹4,50,000 | ₹66,978 | ₹5,16,978 |
| 4 | ₹6,00,000 | ₹1,14,334 | ₹7,14,334 |
| 5 | ₹7,50,000 | ₹1,75,701 | ₹9,25,701 |
| 6 | ₹9,00,000 | ₹2,52,076 | ₹11,52,076 |
| 7 | ₹10,50,000 | ₹3,44,524 | ₹13,94,524 |
| 8 | ₹12,00,000 | ₹4,54,185 | ₹16,54,185 |
| 9 | ₹13,50,000 | ₹5,82,282 | ₹19,32,282 |
| 10 | ₹15,00,000 | ₹7,30,124 | ₹22,30,124 |
| 11 | ₹16,50,000 | ₹8,99,113 | ₹25,49,113 |
| 12 | ₹18,00,000 | ₹10,90,750 | ₹28,90,750 |
| 13 | ₹19,50,000 | ₹13,06,643 | ₹32,56,643 |
| 14 | ₹21,00,000 | ₹15,48,515 | ₹36,48,515 |
| 15 | ₹22,50,000 | ₹18,18,209 | ₹40,68,209 |
How PPF grows
Interest is credited once a year, at the end of the financial year, and compounds. With a deposit at the start of each year:
Balance = (last year's balance + D) × (1 + r)
Example: ₹1,50,000 a year for 15 years at 7.1% is ₹22,50,000 invested and ₹40,68,209 at maturity: ₹18,18,209 of tax-free interest.
Good to know
- Deposit before 5 April: interest is worked out on the lowest balance between the 5th and the end of each month.
- You can put in ₹500 to ₹1.5 lakh a year, in one go or in parts.
- The rate is set by the government every quarter, so long-term figures are estimates.
Questions
What happens after 15 years?
You can withdraw everything, or extend the account in blocks of five years, with or without new deposits.
What next? తర్వాత ఏం చూడాలి
See all calculators →Results are estimates for planning, at the rates you enter. Check exact figures with your bank, fund house or tax adviser before you decide.
