Investments

Lumpsum Calculator

ఏకమొత్తం పెట్టుబడి కాలిక్యులేటర్

Future value of a one-time investment at an expected yearly return.

Enter investment details పెట్టుబడి వివరాలు

1 lakh rupees, once

An assumption, not a promise: real returns go up and down.

Your result ఫలితం

Estimated value అంచనా విలువ

₹3,10,585

3.11 lakh rupees

Invested 32% Returns 68%
Investedపెట్టిన మొత్తం
₹1,00,000
Est. returnsఅంచనా రాబడి
₹2,10,585

Year by year ఏడాదివారీగా

Value at the end of each year
  • Invested
  • Returns
₹0₹1L₹2L₹3L₹4L12345678910

Use the left and right arrow keys to read each year; the table below lists every value.

Show the year-by-year table
₹1,00,000 invested once at 12% a year
YearReturnsValue
1₹12,000₹1,12,000
2₹25,440₹1,25,440
3₹40,493₹1,40,493
4₹57,352₹1,57,352
5₹76,234₹1,76,234
6₹97,382₹1,97,382
7₹1,21,068₹2,21,068
8₹1,47,596₹2,47,596
9₹1,77,308₹2,77,308
10₹2,10,585₹3,10,585

How lumpsum returns are estimated

A one-time investment compounds once a year at the expected return:

Value = P × (1 + r) T

Example: ₹1,00,000 invested once at 12% for 10 years becomes an estimated ₹3,10,585 : more than three times the money.

Good to know

  • Rule of 72: divide 72 by the yearly return to see roughly how many years money takes to double (6 years at 12%).
  • Returns of market-linked funds are not guaranteed; this is a projection at a constant rate.

Questions

Lumpsum or SIP?

A lumpsum puts all the money to work at once; an SIP spreads it over time, which smooths out market ups and downs. Compare both with the SIP calculator.

What next? తర్వాత ఏం చూడాలి

See all calculators →

Results are estimates for planning, at the rates you enter. Check exact figures with your bank, fund house or tax adviser before you decide.

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